10 lessons from financial, to pass on to your children

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What teachings financial think, pass it on to your children?


The teachings financial go beyond transmitting knowledge. They are related to what worked in our past, with the motivation to put them into practice to get what you want, enjoy our successes and, in conclusion, be happy.

What would you like to pass on to your children in relation to the world of finance? Financial education can give us a lot of content to work with them, but there are also experiences that we have developed over the years and are confident you will want to discuss it with them.

For example, what has made you happy to achieve in life? Why do you need to accumulate money and what is the key to success? What to do with unexpected situations? What can we say about the investment? What it is worth so much work?

These are some simple questions that go beyond matters of information to transmit, we are talking about the true meaning behind what we do things. Our purpose in life, by which we work, we save, invest, and we learn to manage our money.



10 lessons from financial, to pass on to your children

Below, we offer you a list of topics, or “lessons” that you can talk with your children. These are just ideas that can make you think about your own experiences and develop your own conclusions.

Piénsalas and share them with your loved ones.



Lesson ONE: money does not bring happiness

This is a very common phrase that is often heard with frequency. However, we must clarify that we do not believe that the money is not needed, or, in many cases, is not what we have to achieve in order to achieve certain goals that will give us what we want.

What we want to convey with this phrase is that to make money and more money without any cause, reason or purpose, will not make us more happy. The money should be a means to an end. That is the lesson of which we speak.

On the other hand, we will more happy to buy products or services for purchase. This is what we call “consumerism”, which means that we acquire products just for having, without them we are useful, necessary, or make us feel satisfied.



Lesson TWO: Make money can not stress or disease

Some people call it “financial stress”. This is not so much related to the economic problems, as well as, with the need to generate more and more money. Both of these behaviors or situations, generate anxiety and can have a very negative effect on our physical and mental health.

Speaking of this, it is necessary to separate some of the issues. This instruction financial has a lot of edges that we can work in a differentiated way:

  • First, we can't get sick because of economic problems. This means that, first, we must not get to the point that our problems we exceed it. When we talk about money is needed to plan, create strategies and goals.
  • Second, if we have money problems, the solution is money. Therefore, there is no reason to get sick.
  • Third, the money is not a reason to be generated so much pressure. While we know that it is necessary, what is important is to convey that we are not money making machines.

Lesson THREE: Save more of what you consume, other teaching financial

The third of our teachings financial is related to the savings. The saving is the foundation of personal finance. Learn to save, is to learn to manage money, keep track of our expenses, get sticking to a budget, and more!

Therefore, saving is the main pillar and is the first thing we must teach our children.

On the other hand, we live in a society of high consumption. This will make our children tend to want to buy more of what they save. Our job is to be able to convey to them that we need to save in order to consume. This will not get to borrow in the future.

In addition, it is good to teach them to enjoy the small things in life. Those that do not come in a box. If we can do that acquire the taste for simplicity, we will help you to not have as many additional requirements to meet.

On the other hand, also we will avoid impulsive behaviors in which we believe that we need something and we're just buying for consumption.


Lesson FOUR: don't live to work, work to live

This is a great teaching financial that makes us think what are the reasons that we do Is to be able to cover our basic needs? what is to give greater comfort to our family? Is it to grow as a professional?

Knowing how we work and what we want to get with your money will help us to enjoy what we get. In this way, as well as it is very important to know how to save, accumulate and work to get money, it is also very important to know about it to spend.

The money is to enjoy it. May we realize that vacations are necessary, when we are tired or we do not have the same desire to work every day.

Also, we can identify when our body's need to rest and “doing nothing”. As well as, there are days is that we must turn off cell phones and enjoy the calm and peace of mind.

Work to live, means to be able to use the money you earn to travel, to go out to eat with friends, go on vacation with your family. In addition, you will notice that will renew your desire to move forward, improve your creativity and your ideas for the future.


Lesson FIVE: you have to have different sources of income

The fifth of our teachings financial, is a bit more specific. This lesson is related to explore different sources of jobs. Since the completion of a project until the job working for someone else. All are different sources of income, allowing us to diversify, we gain in safety and protection.

In addition, this lesson will help us to be open to new ideas, projects and investments.


Lesson SIX: don't Ever let anyone you remove your dreams

We all have dreams that we want to achieve, but not all of us have had the motivation or discipline to achieve them. It is very important that we transmit to our children the confidence that the future that we want to in as possible. No matter the context of economic or social that we get to live.

It is true, may have a stable economy, with facilities for entrepreneurs, good conditions for workers and investment possibilities, is the ideal context. But, we don't know that economic future must cope with. Therefore, we must convey to him that, no we always have the “wind in their sails”.

The important thing is not to lose the direction to which brings us to our heart and use our reason to learn to cope with success the difficulties that we find.


Lesson SEVEN: makes decisions that lead to happiness, a teaching financial infaltable

When we talk about making financial decisions in order to be happy, we mean getting to be that which we wish to be, share it with want we want and getting what we want to continue being happy.

The happiness we must seek the here and now, with this feeling is that we should build what we are, what we want to be and what we want to obtain. It is not a goal, it is a way.

The decisions we make related to money, they should go in this direction. For example, you have money to buy a car but I would like to start a business that allows you to be more independent and, therefore, happier. This in you know to use it, to have a better future.


Lesson EIGHT: Save to buy what you want

As we said earlier, the savings is the foundation of personal finance. Therefore, the eighth of teaching financial is related to encouraging your kids to save money to buy whatever they want.

This does not mean that they will buy anything else or you will not receive a gift once in a while. This is a lesson to put into practice and that will serve them for the rest of my life. In addition, they will realize the value of things, get them with effort, appreciate more. As well as, appreciate the money that you earn.


Lesson NINE: Learn how to get out of unforeseen situations

Unexpected situations happen to us all. In this changing world, the future is uncertain and we must be prepared for this.

Therefore, we must teach our children to solve new situations, to adjust to the changes and be able to respond with peace of mind to what can happen. After all, life gives us surprises, isn't it?

This teaching financial is related to confront the failure, the slights, the difficulties and be able to come out alive with acting with speed, confidence, motivation and love.

As we said earlier, we can't get sick or be overwhelmed by the money. Also we can suffer from a nervous breakdown, collapse or suffer if a business did not work, a one-time investment paid off or lost money by taking a bad decision.



Lesson TEN: Know about the world of investments

Another of the teachings of the financial that you may want to pass it on to your children, is related to the investments. It is very important that you help you to take their first steps.

Although, perhaps, it is essential that you give them tools to get to do it with confidence and tend to clear a few ideas. Between them, it will be good to always keep in mind, how much money spent in relation to what you earn, how much money you save and how much of that savings can be allocated to the investment.

In addition, it is important for you to establish your investment profile In other words, you should be able to answer the following question: What is the risk that you can bear? In this way, it will be necessary to think about whether you can be an investor conservative, moderate, or risky.

Also, you can help you think about the time you have to leave your money invested. This is very important to establish what kind of performance to expect to get.

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